Open and manage an award-winning, high-yield Online Savings Account from Marcus by Goldman Sachs. Online Savings Accounts have no fees and there is no minimum deposit to open.

1. Open your account

In order to open an account, you must link an eligible checking or savings account, and verify your email address. To get started, locate the Marcus Savings tile in the main feed and follow the on-screen prompts.

Existing Marcus Customers
If you already have a Marcus account, please select "Log in with Marcus,” then complete the online form. If you would simply like to track and manage your Marcus account, please link it like you would any other account.

New Marcus Customers
Please complete the online form in order to submit your application to Marcus. If your application is declined, please contact a Marcus Savings Specialist for more information. When calling, please provide them with your 15-digit Application ID that will be displayed in the app.

2. Fund your account

You may fund your account with a one-time deposit or recurring transfer when you submit your application or after your account has been opened. Please note that if you fail to fund your account within 60 days of account opening, Marcus may close your account.

3. Manage your account

Once your account is opened, you can select Manage Savings to:

  • View your current balance
  • Update your savings goal
  • Schedule a one-time deposit or withdrawal
  • Start or edit a recurring deposit
  • View or cancel pending transfers

Deposits
When making a deposit to your Marcus account, you may choose an amount less than or equal to your “available balance” at your other financial institution. We make every effort to provide timely updates about your external accounts, but it may take some time for your financial institution to update us on your most recent balances. Please refer to your financial institution’s website or app for the most up to date information about your account.

Withdrawals
When making a withdrawal from your Marcus account, you may choose an amount less than or equal to your “available balance” at Marcus. This value may be less than your current balance as it does not include any funds that have not yet been made available by Marcus. If you recently made a transfer to your Marcus account, please allow a few days for the funds to be made available.

4. Close your account

To close your Marcus Online Savings Account, please call Marcus to speak with a Savings Specialist. Before closing your account, you must have a zero balance and not have any funds in transit.

Frequently Asked Questions

How do I sign in to Marcus and access my account?
Please visit www.marcus.com and enter the email address you used to sign up for Clarity Money. If it is your first time signing in, select "Create or reset Password," then follow the on-screen prompts.

How do I get in touch with Marcus?
You can call Marcus at 1-855-730-7283. Savings Specialists are available Monday to Friday, 8 am - 10 pm ET and Saturday to Sunday, 9 am - 7 pm ET.

After I make a deposit to my Marcus account, when will my funds be available?
Your funds should be available on the third business day after the day the ACH transfer is deemed to be received by Marcus. If you initiate the transfer from Marcus or Clarity Money (as opposed to your external bank), you can view the date your funds should be available at www.marcus.com. Locate the transfer within the list of scheduled transactions, and click “Track my transfer.”

After I make a withdrawal from my Marcus account, when will my funds be available?
Your ACH transfer will leave your Marcus account in 1-3 business days. To determine when your funds will arrive and/or be available, please contact your external financial institution. If you initiate the transfer from Marcus or Clarity Money (as opposed to your external bank), you can view the estimated date of when your funds will arrive to your external bank account at www.marcus.com. Locate your transfer within the list of scheduled transactions, and click “Track my transfer.”

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