This feature is currently available on iOS and Android.

1. Requesting loan options

Clarity Money has partnered with Even Financial to allow eligible customers to request loan options. If you see the EVEN tile in your main feed, select Get Started and follow the on-screen prompts. Then:

  • Select the amount you'd like to borrow.
  • Complete the form with information about yourself.

Reminder: Your credit score won't be affected by requesting your loan options.

2. Reviewing your loan options

If you are presented loan options, you may:

  • Select Close. You'll have 30 days to pick up where you left off.
  • Select Get new offers. You'll be able to choose a new loan amount and update the information you entered in the form.
  • Select Apply. You'll be redirected to the lending partner's website to complete the application.

If you are not presented loan options, lending partners may send you a letter or email called an "Adverse Action Notice" explaining why they were not able to offer you a loan.

Reminder: In either case, your credit score won't be affected by reviewing your loan options.

3. Completing your application

After selecting Apply in the previous step, you'll be redirected to the specific lending partner's website to complete your application. At this point, if you have any questions related to your application, please get in touch with the lending partner.

Important: Tapping or clicking on the blue Apply button within Clarity Money will not
affect your credit score. However, if you proceed to complete the full loan application process and apply with a lending partner, your credit score may be affected.

If you complete your application:

  • You will hear directly from the lending partner on their decision.
  • Clarity Money will not know whether or not you've completed your application.

FAQs

Does requesting or reviewing loan options affect my credit score?
No. Your credit score won't be affected by requesting or reviewing loan options.

Does applying for a loan affect my credit score?
Tapping or clicking on the blue Apply button within Clarity Money will not affect your credit score. However, if you proceed to complete the full loan application process and apply with a lending partner, your credit score may be affected.

Why didn't I receive any loan options?
The reason you may not have seen loan options is not shared with Clarity Money. Lending partners may send you a letter or email called an "Adverse Action Notice" explaining why they were not able to offer you a loan.

Why didn't I get approved for the loan I applied for?
Neither the status nor decision of your application is shared with Clarity Money. To find out more, please get in touch directly with the lending partner in which you applied.

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